Terms of Use

This Website is provided for informational purposes only. Your use of this Website is subject, without limitations, qualifications, or restrictions, to the Terms and Conditions (“Terms”) as described below and to all applicable laws and regulations. By accessing and continuing to use this Website, you acknowledge that you have read, understood and agree to these Terms. If you do not agree to these Terms, you may not access or use any portion of this Website. Arbor reserves the right, at its sole discretion, to change, modify, add to or remove portions of these Terms at any time without notice to you. Modifications will be effective immediately upon posting unless Arbor indicates otherwise. By using this Website after Arbor has posted changes to these Terms, you are agreeing to be bound by these Terms as amended. You are expected to check these Terms on a regular basis, in order for you to become aware of any changes since they are binding on you.

Terms of Use

This Website is protected by one or more copyrights, trademarks, service marks, other intellectual property rights and/or other laws. All information and materials, including but not limited to, images, illustrations, designs, icons, photographs, video clips and written and other materials, that are part of the Website are copyrights, trademarks, service marks, trade names, and/or intellectual property owned, controlled or licensed by Arbor and Arbor retains all rights to this Website. Some content on this Website belongs to third parties who have authorized Arbor to display such content, including client logos, products, employee names and/or quotes, and other proprietary materials. You may not broadcast, copy, distribute, publish, reproduce, repackage, retransmit, modify, resell use of or access to any third party, or make derivative works of any or all materials on this Website without Arbor’s express written consent. You also may not display portions of this Website on or within another website, or establish links from another website to any content or page of this Website without Arbor’s prior and express written consent. However, you may download materials provided on this Website in downloadable format expressly for your personal, non-commercial use only, provided you keep intact and properly display all copyright and other proprietary notices. No rights are conveyed to you and no license is granted to you by accessing or using this Website. All rights not granted under these Terms are reserved by Arbor. You are responsible for ensuring that all persons who access the Website through your internet connection are aware of these Terms and will comply with them.

You further agree that no joint venture, partnership, employment, or agency relationship exists between you and Arbor resulting from these Terms and/or your use of this Website.

Prohibited Uses

You may use and access the Website only for lawful purposes and in accordance with these Terms. You agree not to use or access the Website to: (i) violate any applicable federal, state, local or international law or regulation, (ii) send, knowingly receive, upload, download, use or re-use any information or materials which do not comply with these Terms, or (iii) engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by Arbor in its sole discretion, may cause harm to Arbor or the other users of the Website or expose them to any liability. You may not use or access this website if you are not at least 18 years old.

Warranties

Your use of this Website is at your sole risk and decisions you make based on information contained on this Website are your sole responsibility. This Website and all the information posted on it is provided to you “as is” without warranties or representations of any kind, either express or implied, including but not limited to accuracy, completeness, fitness, reliability, suitability, and merchantability, as well as technical accessibility, speed or operation. Dated content is as of the date indicated, with no obligation by Arbor, express or implied, to provide updated content. Arbor makes reasonable efforts to provide accurate content, but at times Arbor may not promptly update or correct such content even if Arbor is aware such content is inaccurate and/or outdated. Arbor, in its sole discretion, may change any portion of, or the entire Website, at any time without notice to you.

Arbor does not endorse the opinions of, or warrant the accuracy of facts or other content contributed by any third party referenced on this Website. You agree Arbor is not liable for any action you take or decision you make in reliance on any such content.

ARBOR’S LIABILITY WITH RESPECT TO THIS WEBSITE IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

IN NO EVENT WILL ARBOR OR ANY OF ITS AGENTS OR EMPLOYEES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, LOST PROFITS OR REVENUE OR PROPERTY DAMAGE, HOWEVER CAUSED ARISING OUT OF THESE TERMS AND CONDITIONS, YOUR USE AND INABILITY TO USE THE WEBSITE AND/OR ANY OR ALL OF THE CONTENT POSTED TO ARBOR’S WEBSITE.

IF ANY PART OF THESE WARRANTY DISCLAIMERS OR LIMITATIONS OF LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, OR ARBOR IS OTHERWISE FOUND LIABLE TO YOU IN ANY MANNER, THEN ARBOR’S AGGREGATE LIABILITY FOR ALL CLAIMS UNDER SUCH CIRCUMSTANCES SHALL NOT EXCEED TWO HUNDRED AND FIFTY ($250.00) UNITED STATES DOLLARS.

Security

You may not violate or attempt to violate the security of this Website. At any time and for any reason Arbor may revoke or suspend your right to use all or any portion of this Website. Arbor makes reasonable efforts to ensure that the Website is secure, but Arbor does not guarantee the security of the Website. Additionally, Arbor assumes no responsibility for and makes no warranties that access to this Website will be uninterrupted or error-free, that defects will be corrected, or that the Website, the server that makes it available or any items you may download from the website, will be free of viruses, malware or other harmful or destructive components or code. Arbor shall not be liable for any damages to, viruses or malware that may infect, or services, repairs or corrections that must be performed on your computer resulting from you using or accessing this Website.

Indemnification

You agree to defend, indemnify and hold harmless Arbor, its affiliates, partners, representatives, agents, successors, assigns, employees and officers from and against all claims, damages, obligations, losses, liabilities, costs, debts, or expenses (including but not limited to reasonable attorney’s fees) resulting from any breach by you of these Terms or violation by you of applicable law or terms with a third party to which you are subject.

Governing Law and Jurisdiction

These Terms and your use of this Website shall be governed by the laws of the State of Connecticut without regard to its conflicts of laws principles. Any legal action or proceeding related to this Website shall be brought exclusively in the federal or state courts located in Connecticut and by, using this Website, you consent to the exclusive jurisdiction of such courts.

Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS AND CONDITIONS MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

Severability

If any provision of these Terms is deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and the remaining provisions shall still be valid and enforceable to the maximum extent permitted by law. Waiver No waiver of by Arbor of any right or provision set forth in these Terms shall be deemed a further or continuing waiver of such right or provisions or a waiver of any other right or provision hereunder.

Website Usage Outside the United States

This Website is provided from the United States and all servers that make it available are in the United States. Other countries may have different laws regarding the access and usage of this Website. Arbor makes no representations regarding the legality of this Website in any other country besides the United States.

Entire Agreement

These Terms constitute the sole and entire agreement between you and Arbor with respect to your use of and access to the Website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect thereto.

Your Comments and Concerns

Any comments, concerns, feedback and other communications relating to the Website or these Terms should be directed to: sam.levenson@arboradvisorygroup.com.

These Terms are effective and were last updated on March 1, 2018.

© Arbor Advisory Group, LLC 2023. All rights reserved.